16 Investment Platforms In Nigeria

16 Investment Platforms In Nigeria

The times are changing and money isn’t just saved but invested. You need to invest in profitable platforms and get attractive interest.

Those old methods of saving are fading away. Technology has taken over the day and provided so many means of investing.


16 Investment Platforms In Nigeria

Yes, we’re insisting you invest, but don’t go invest in the wrong platform. Here, we evaluate some profitable and safe platforms to invest your money in.



This is one of the rarest investment platforms in Nigeria where you choose an investment plan and the company’s investment experts handle the rest. It can be likened to an automated dollar investment platform in Nigeria that you earn in dollars.

Investment is done for as low as $10 or N3600 and can be done with your smartphone. With a historical annual return of about 14%, it ranks among the best mediums to invest in foreign stocks here in Nigeria.

To register, you need a Government Issued ID and a Utility Bill and payment can be done via Mastercard, VISA, and Verve cards from any financial institution. ROIs can be tracked in the app. Their interests are 14% and a possibility of 41% interest per annum.

Investments are done on Real Estate, Fixed Income, and Stocks. You can be assured of good financial management and also free expert financial advice on your investment.

They’re located at Block D 5, Jacob Mews Estate, 21 Adebisi Street, Yaba, Lagos



Starting as a savings platform, Piggyvest is now among the best investment platforms that allow you to invest in Fixed income Instruments, Agriculture & Transportation. They make saving and investing money easy on the internet. With as low as 100 naira, you can save on Piggyvest.

Investing is done with a minimum of 5,000 Naira with an interest rate of 25% per annum.

They however charge a 5% fee for withdrawals outside the withdrawal days. Their investment plan include Dollar wallet savings, SafeLock Savings, Target savings, Investment options, and Core savings, Other features: PiggyFlex, SafeLock, and Target savings.

This platform is secured as they have the backing of two licensed Microfinance banks and a certified corporate organization. Its also available in the Google play store and Apple store for free.

They’re located at Tesmot House, 3 Abdulrahman Okene Close, Off Ligali Ayorinde St, Victoria Island, Lagos.



Just like Piggyvest, this platform is used for both investments and savings. With their improved technology, you can automatically invest on products available on their app.

Here, you can invest in Naira or dollars and interest is earned in either interest or capital gains. The latter means selling each unit of your investment more than you bought.

You can invest a low amount of 1,000 Naira and if you want more interest, you invest more amounts. Firstly, sign up with your important email, phone number, and BVN and then fund your Cowrywise savings either through your debit card or bank transfer.

Its interface is easy to use and is of great design. In this platform, you can monitor your progress and take the right steps to improve your investment. The funds are held by Meristem Trustees (a company registered with The Security and Exchange Commission (SEC)) for investors.

Their interest rate 10% to 15% and charges no withdrawal charges upon maturity. Their investments are either periodic, fixed or one-time savings. They’re located at 5C Rev.Ogunbiyi St, Ikeja GRA, Ikeja



This investment platform is suitable for both online and local stocks. For as low as  $10 or N1000, you can trade shares on this platform.

This is one of the present best ways to invest in stocks, bonds, ETFS and other assets from the US, UK, Nigeria, China, among others


Every account opened here is protected by a bank-grade AES encryption software which protects communication between users devices and our servers. To start investment in this platform, you need Government Issued ID and a Utility Bill ready.

Their local assets are regulated by Nigerian Stock Exchange and Central Securities Clearing System (CSCS) and their Dollar assets are regulated by US FINRA and US SEC.

Withdrawal could take either 12hours, 2-3 from withdrawal request. Transactions can be tracked on this platform. They’re located at No 6, Osborne Road, Ikoyi, Lagos.



As we know, Peer-to-peer (P2P) lending helps individuals to acquire loans straight from other individuals without any financial institution involved. There’s been a wide variety of P2P apps gaining popularity and  P2Vest is one of the new ones.

Here, credit-worthy individuals are linked to investors who seek better returns on their finances aside from the normal saving accounts. These loaning platform is managed by a B2B loan platform called P2VFB.

For a period of  12 months, loans of amounts N5,000 to N2,000,000 are valid. This platform is available for Andriod and IOS.



It’s among the unique investment platform in Nigeria that allows you to purchase and manage Treasury bills from your mobile device securely. It’s one of the legit platforms to invest in. It was launched by Sterling bank along Parthian partners.

Treasury bills (T-bills) are given when the government needs money for a short period. They  are issued by the central government only. Its interest is rewarding at maturity dates but is determined by market forces.

With a minimum of a hundred thousand naira, you can invest on this platform to earn attractive interest rates upon maturity. You can withdraw after 30 days of investing with both capital and interests.

The interest rate is about 8% to 11%. It doesn’t require any maintenance fee.



There are times when you’re in dire need of a loan and you can’t go through the stress of borrowing from a bank. Some setups are available to ease you such stress and Fint is one of them.

Aside from acting as a middle man for financial activities, this platform is suitable for investment.

There’s no fear of unforeseen circumstances as their accounts are insured by Old Mutual insurance. With about 20,000 – a million naira, you can invest in the platform. There’s an assured interest of 26%- 39% yearly at each investment.

There’s however a deduction of 1.5% operation fee from Monthly deposits.



If you’re into Agriculture or related, then this is for you. Farmcrowdy is an online agricultural platform that links farmers with investors interested in agriculture.

For farm cycles of 6 months, these farmers receive biweekly updates and monthly updates for those exceeding 6 months 20% for the farm crowdy.

These updates are pictures, written reports, and videos relating to the progress at each stage of the farm cycle. There’s 40% for the farmer, another 40% for the farm sponsor and 20% for the farm crowdy.

There’s no cause for alarm if there’s an unforeseen occurrence due to the insurance cover on the platform. Hence, there can be a refund in such cases.

The products to invest in are Maize, poultry farm, soybeans, rice, and cassava and investments range from 90,000 – 284,000 Naira.


Chipper Cash

This app lets you send and receive money anywhere in Africa. Not only can you do your financial duties, but you can as well invest in stocks and crypto too. You do this by buying fractional shares from top companies like Apple, Facebook, and Nike.

They offer the lowest commissions and fast trading. The sales of bitcoin are easily done on this platform.



Another new online investment platform is Accrue. Here you invest in stocks crypto and USD. For as little as $1, you can invest in the Accrue platform.

It uses dollar-cost averaging which is an investment strategy where you continuously invest a particular dollar amount at time intervals for an asset no matter the price.

This method helps reduce the influence of price instability on your investments. You can have over 100 investments in assets like crypto stocks, and USD. Their investment plans are daily, weekly, monthly, etc.



It’s an investment platform that provides an opportunity to invest in local top startups in Africa. Startup investments were for those familiar with them but with GetEquity, there’s room for startup investments.

They achieve this with the aid of tokenised equity. This is a platform that ‘s suitable for Africans to invest in. In the long run, these startups tend to emerge and grow well and that’s a good one.


This is a smart Investment platform that also offers services like payments, bills, and loans.  This platform helps in building wealth by investments that yield good returns.With an interest rate of 15.5%, it charges no withdrawal fees.

The platform is suitable for saving, payments and investment. Investing in the platform with about 100 naira results to about 16% interest annually. You can either invest every 3 months to 12 months.

For starters select the investment plan you choose (Cash Vault, Goals and fixtr) and input the amount you’ll like to invest. You can also set how long youl’ll want to invest and pay with your debit or credit card. bon is safe.

Every Carbon account is handled by One Finance and Investment Ltd. Their office is located at Plot 642C Akin Adesola Street, Lagos, Nigeria.



It allows investment for US, Chinese, and Nigeria stock, bonds, ETFs, and some other securities. For as low as $10, you can start your investment experience. Via a one-off investment, you can buy any publicly traded securities using your credit or debit card.

As usual, you can invest in Naira or Dollar. Naira wallets and Dollar Wallets are used for Naira and Dollar investments respectively. You’ll be needing your BVN together with a valid license and utility bill for registration.

You can invest when you have over 4000 stocks in your Trove brokerage account. With all their Nigerian investments held and managed by Sigma Securities Ltd and ARM securities Ltd (both SEC-licensed regulated brokerage firms), your investments are secured.

Dollar investments aren’t left behind as they are held by Drive Wealth, a FINRA-regulated brokerage firm. There are stocks chart available to help inform the user with investment opportunities and trending stocks.

They’re located at 18B Oladimeji Alo Street, Off Freedom Way Lekki Lagos.


Wealth NG

Another awesome investment platform in Nigeria is Wealth NG. Here you can invest in treasury bills, stock, real estate, rental properties, and so on.

There’s also an avenue to supervise your investment flow through their friendly user interface. You also enjoy the benefit of financial advice or assistance from their professionals.

Investments can be short-term like government bonds that last 30 days, or long-term like shares or real estate holdings in this platform.

You’ll need your BVN and next of kin for a start. This validates your identity. There’s also a drop box to interact with the platform. This helps in interactive sessions for questions and advice.

Wealth NG is also a savings platform with interest as high as 7% for as little 1,000 Naira.

It can be downloaded from the Google Play Store or Apple store and is a good investment platform. To invest in Bonds, you need about 100,000 Naira and they can be sold when they mature.


OPay is among Nigeria’s top investment portals that lets you invest and earn daily.

It was established in June 2018 and spread across the 36 states of the country. It has over 300,000 money merchant. They believe that everyone enjoys financial and social freedom with no barriers. It

It handles various financial services like payments, delivery fees, loans, savings, and investments.

Opera News uses this platform for its payment services. This is reliable for any investment you’ll like to make.



This is among the top investment platforms over time. It allows access to over 3000 equities documented on the New York Stock Exchange that can be accessed from your mobile phone. T

Loading your wallet (either Naira or Dollar) and investing is done easily. It also allows for the expansion of your portfolio when you buy an ETF (exchange-traded fund). For a start, you need 20 dollars or the Naira equivalent.

Investment can be in a dollar or Naira account. However, you only withdraw from the account used in investing. Registration in this platform requires your BVN, a valid ID, and an electricity bill.

Bank transfers or payments can be done with Visa cards or Master cards. You can monitor your portfolio’s performance for a time and take practical steps to boost your performance.

This is due to its simple and built-in makeup and design. It’s very much secured and accounts are protected.


You may not republish, reproduce, or redistribute any content on this website either in whole or in part without due permission or acknowledgment.
Proper acknowledgment includes, but not limited to;

(a) LINK BACK TO THE ARTICLE in the case of re-publication on online media,

(b) Proper referencing in the case of usage in research, magazine, brochure, or academic purposes,.
All contents are protected by the Digital Millennium Copyright Act 1996 (DMCA).

The images, except where otherwise indicated, are taken directly from the web, if some images were inserted by mistake violating the copyright, please contact the administrator for immediate removal.

We publish all content with good intentions. If you own this content & believe your copyright was violated or infringed, please contact us at [] for immediate removal.

About the author

Excellence Chukwunaedu